Youth Finance First

Most people assume that bankruptcy means that the business has failed to make money. It seems intuitive: if a company is profitable, it should survive. If it's losing money, it dies. However, it’s not always like that. Some of the most spectacular corporate collapses in history involved companies that were, on paper, making money right up until the moment they went under. So what actually kills them? First, we must understand that profit and cash are not the same thin

Have you ever wondered why we can’t just head to the printing presses and print out bills and bills? It sounds like a quick, efficient fix to any country’s problems – be it clearing national debt, ending poverty, funding public infrastructure, or maintaining a stagnant economy. The reality, however, is a little more complicated. To answer a question like this, we must first ask – what is it that money does? Money gives people purchasing power – acting as a store of value, whi

Firstly, let’s start with a picture that makes sense in real life. Imagine you are on the way back from the supermarket, carrying ONE basket that contains a dozen eggs. Suddenly that basket slips from your hand, and ALL the eggs crash. Unfortunately, now you have no eggs left. Now imagine if you split those 12 eggs into 3 baskets. If one falls, you still have 8 eggs left. Hence, in financial terms, “putting all your eggs in a single basket” refers to concentrating all your mo

Picture this - in 2010, you could buy about 4 cups of coffee with $5. But in 2026, that number goes down to less than 2. The same cup of coffee now costs 2 dollars more. Now this raises the question - why? What this tells us is that although cash balance stays the same, purchasing power is reduced. This is because of inflation. Inflation is the sustained increase in the general price level of goods and services in an economy over time, which results in a decrease in the

In today’s modern financial world, debt is rightfully seen as a risky endeavour that can potentially lead to devastating consequences for individuals such as bankruptcy. Debt is an obligation incurred by one party (the debtor) to pay money, goods, or services to another party (the creditor). It represents a liability that must be repaid, often with interest, over a set period. The most common type of debt is an unpaid repayment to banks. However, even with financial literacy

Due to technology today, and the availability of online brokerages in the form of their own applications, every time we go to Saxo or Robinhood to purchase a stock, it seems very simple, invest a sum of money, and then get the stock (or ownership of the company) in return. But is it really just that? Interestingly not, with there being innumerable microsystems that operate in the span of milliseconds when a trade is entered, with some other nuances to be explored too! The fir

To properly understand the context of this article, defining an economic bubble is imperative. Simply put, an economic bubble is a rapid and unstable surge in the price of assets (anything from housing to books or even pets) beyond the value they hold (intrinsic value) driven by investor optimism and speculation about future success/growth from that asset. A bubble only grows as long as there is interest or positive outlooks toward the asset. The moment investor confidence sh

As the title suggests, the extreme volatility of the 2026 markets has made it exceptionally challenging for new traders—and even for teenagers investing their weekly allowance—to achieve consistent profits. On 26 March 2026, markets saw a significant red day with the S&P 500 dropping by 1.7% to $6477.16 and the Nasdaq Composite dropping to $21408.08 (2.4%). Just today (April 1), almost all stocks are soaring into the green, rising by over 2.5%.The issue now is that it is basi

Gold and silver prices have undergone sharp fluctuations in the past few days.After soaring to record high prices , these precious metal prices crashed.